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View Full Version : Lack of Hurricanes makes 2006 least expensive year for insurers in a decade


Regis Philbin
Dec 22nd, 2006, 05:39 AM
They blame Bush for everything from the weather to obesity to E. Coli bacteria. Wonder if they'll give him credit for the lack of disasters this year?

Notice the lack of terrorist attacks??? :scratch:


http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2006/12/21/cnins21.xml

Hurricanes hardly happened, so it's a good year for the insurers

By Caroline Muspratt
Last Updated: 12:18am GMT 22/12/2006

Fewer storms and natural disasters have made 2006 the least expensive year for insurers in almost a decade and the third-cheapest in the past 20 years.

Natural and man-made catastrophes have triggered total economic losses of about $40bn (£20bn) and cost property insurers $15bn this year, according to estimates from insurer Swiss Re's Sigma report. An estimated 30,000 people lost their lives in catastrophes including earthquakes, windstorms and shipping disasters.

"After years of record losses, property insurers appear to be getting off lightly in 2006," Swiss Re said. "Catastrophe losses of only $15bn will allow them to replenish their risk capital, depleted by record payments for hurricane damage in 2005 and 2004."

2006 has produced the third-lowest loss for insurers in the past 20 years, after 1997 and 1988, Swiss Re said, mainly due to the quiet US hurricane season this year. It said that Europe had also been spared expensive catastrophes but warned that the year "is by no means over".

Last year Swiss Re said that natural and man-made catastrophes caused economic losses of about $225bn in 2005 when Hurricane Katrina swept through the US. Insured losses amounted to $80bn.

DoubleEdgeSword
Dec 22nd, 2006, 06:07 AM
And how many of us got a rebate from our insurers? Anybody? Anyone's homeowners' insurance rates go up this year?

Annoyedlistner
Dec 22nd, 2006, 06:24 AM
Hey Regis...notice the lack of terrorist attacks before Sept. 2001

and notice the amount of troops that are being killed in an justified war.

stick your head out of the basement hard head.

pinky
Dec 22nd, 2006, 06:34 PM
Um, there may be another place he has to extricate his head from first, Joey. ;)

SparkleHugs
Dec 22nd, 2006, 09:36 PM
When did anyone blame Bush for obesitity or e. coli?? :scratch:

and if you notice the lack of terrorist attacks prior to 2001??

db44
Dec 25th, 2006, 08:04 PM
Somebody forgot to tell Mother Nature that the hurricane season was over and the insurers that they were out of the clear.

Your analysis, Brad?

http://www.cnn.com/2006/WEATHER/12/25/storms.ap/index.html

TALLAHASSEE, Florida (AP) -- Powerful storms damaged at least three dozen homes as heavy rain and strong wind swept across the Southeast on Monday.

The worst damage was in Florida, between Tampa and the Georgia border, where three people were injured and three homes were destroyed.

In Pasco County, along the Gulf coast just north of Tampa, two people were taken to a hospital with non-life threatening injuries. (Watch the storm's aftermath )

More than two dozen homes were damaged as a storm passed the Tampa Bay Golf & County Club shortly before noon, sheriff's deputy Doug Tobin said.

A roof was blown off a home in nearby San Antonio, and several trees were knocked over by high winds, one briefly blocking a county road intersection in New Port Richey, Tobin said.

Farther north, near Lake City, about 60 miles west of Jacksonville, at least two homes were destroyed and 10 others damaged.

DoubleEdgeSword
Dec 26th, 2006, 06:17 AM
I'm in Pasco. I slept through the worst of it. About 11am there was a huge bang on my house, but I went back to sleep and there doesn't seem to be any damage anywhere, just a couple of dead limbs down on my land. The worst storms were about 15-20 miles east of me.

DoubleEdgeSword
Dec 26th, 2006, 10:46 AM
By the way, I do love my insurance company.

CEO: USAA will return $6.4 billion to members
Posted:12/08/2006

At the 84th annual USAA Members’ Meeting in Houston, Chairman and CEO Bob Davis told attendees their association sustained the value of membership in 2006 by reducing prices on almost all products, including automobile insurance, homeowners insurance, life insurance, bank loans, and brokerage trades. The association also increased deposit and annuity rates, while continuing to offer low-fee investments, and credit cards with no annual fee.




I got a check in the mail today.

LesterX
Dec 26th, 2006, 01:23 PM
I got a check in the mail today.

Thanks, DES. I just checked my unopened mail from USAA to find a check. USAA rocks!

DoubleEdgeSword
Dec 26th, 2006, 02:32 PM
Yes it does. :D